Early Wages & Loans for when your employees need them the most

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INSTANT CREDIT

No more waiting in queues or lengthy paperwork!

Instant Credit is the perfect way for employees to meet short-term cash needs. Give your employees a hassle-free experience with a digital loan application process.

Open to everyone: Extend instant credit to all employees, including those with no credit history

Flexible tenure: Option to choose the EMI tenure for repayment, from 3 to 36 months

Great offers: 75% off on the processing fee for the first transaction and gift vouchers

EARLY WAGES

Early access to earned wages at zero interest

Give employees access to their earned salary between pay cycles. With Early Wage Access, employees have the flexibility to track and access their real-time salary prior to the payday.

Happy Employees: Easy to manage unplanned expenses and no worry of paying high interest loans. The result - high productivity at work and stress-free life.

Happy HR: No liabilities or cost to the company, and the option to customize as per your policies. It’s a great way to retain and attract new talent.

LOAN CATEGORIES

Instant cash for any purpose

Utilize early wages and instant credit for any purpose, like planned and unplanned expenses or emergencies.

LOAN CATEGORIES

Instant cash for any purpose

Utilize early wages and instant credit for any purpose, like planned and unplanned expenses or emergencies.

Bike & Car

Electronics & Gadgets

Engagement & Wedding

Medical Emergencies

Education & Upskilling

Home Renovation

Travel & Vacation

Home Appliances

Kitchen Appliances

BENEFITS

Empuls addresses the needs of everyone in the workplace

Human Resources

Show employees you care by enhancing your benefits package.

Help employees manage expenses efficiently and live stress-free.

Benefit from zero liability to the company and no loss of working capital.

Employees

100% digital process, with approval in just 5 minutes.

Quick cash transfer directly into your bank account.

Early access to earned wages multiple times a year.

No credit checks and access to interest-free cash.

OUTCOMES

Boost your employer brand and employee value proposition

Promote employee financial wellness

Improve employee engagement

Retain employees for the long-term

Attract the top talent from the industry

Do more with empuls

More reasons to choose Empuls

Instant Credit is just one part of Empuls. To drive holistic employee engagement, it's best to use it with the social intranet, surveys, recognition, rewards, and comprehensive perks & benefits.

Bring a sense of connectedness

Build trust with consistent and transparent communication. Keep connections alive for your employees with a social intranet designed for distributed teams.

Explore Employee Communication

Create opportunities for feedback

Measure employee engagement and seek proactive feedback. Elevate employee experience by listening and taking action to fix the root cause of disengagement.

Explore Employee Surveys

Recognize good behavior

Empower everyone to create a culture of appreciation and give visibility to everyone’s efforts. Make recognition a frictionless, candid, fun, and social experience.

Explore Employee Recognition

Reward good performance

Applaud good performance when employees meet and exceed company goals. Delight them with reward points that don't expire and an extensive choice of rewards from a global catalog.

Explore Employee Rewards

Prioritize employee financial well-being

Engage all demographics of your workforce, from Gen X to Gen Z, with perks and benefits like offers and exclusive discounts, early wages and payday loans, tax-saving prepaid cards, and more.

Explore Perks & Discounts

*Empuls Perks & Discounts is an add-on feature that can be purchased with our Starter and Proficient plans.

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Early Wages & Loans for when your employees need them the most

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No more waiting in queues or lengthy paperwork!

Early access to earned wages at zero interest

Instant cash for any purpose

Instant cash for any purpose